How to Protect your Credit Card Online: First of all thanks for landing this article, if you are looking for How to Avoid Credit Card Fraud. I just tell you are in the perfect platform. So without getting an inquiry to let’s directly jump into the post of How to protect yourself from id theft.
Delhi-based Soumen Sen tried to remove the money from an ATM but the machine was not working. They removed 2,500 rupees from other ATMs and went away. After some time, they got an alert that 10,000 rupees were taken out of their account. Moumita Das of Delhi was sitting in her office when she came to know that her card has made online transactions in the Netherlands and Australia. Both cases are quite old and they have not been settled yet. The bank refused to accept Soumen’s statement as true and Moumita is still billed for those cards.
The Reserve Bank of India tries to stay one step ahead with the help of new features of the Cyber Securities. Cyber Security is strengthened with the help of chip-based cards and two-factor authentication. However, people should be alerted on their behalf. Here we are going to tell you in a way that you can save yourself from having a credit card fraud with you.
Pay Attention at ATM:
Navajo Dastoor, managing director of Financial Security Solutions firm NCR India, says, “Stay away from ATMs that appear in dirty or poor condition. It may be that this is not working or more dangerous than it may be, that these ATMs may not be true and duplicate ‘. Through this, your information can be stolen.
How to Protect your Credit Card Online:
Check the machine: If the machine asks you to follow a different set of commands then get alerted. Like to complete the transaction, ask to enter the PIN twice. Also see that the machine does not look different in appearance, such as broken or spoiled. There may be some tampering with the machine.
Cover keypad: To hide the look of an intelligence camera that surrounds, hide the keypad when entering your PIN.
Do not help anyone: Try to use only ATM of your bank or an ATM affiliated with a branch of a bank or in which there are security guards. Do not seek help from a stranger if there is any problem in operating ATM.
Use SafeSites only: Before using any shopping site, make sure that the site is not fake. Shop on Secure Sockets Layer (SSL) Certified Site. On the Secure Sites, there is a ‘lock’ symbol in your browser’s URL box.
Please also check whether the link to the website contains ‘https’ protocol or not. s stands for security here. Do not save your card details on any site while shopping. Also, note the Payment Verification tools of any site. MasterCard’s Secure Code like It is validated that you have allowed this payment. Also, your privacy remains intact during online transactions.
Antivirus software: Install anti-virus software on your computer and mobile, so that any kind of malware can be kept away. You can install the Identity Theft Detection app from the Official App Store on your phone. Also, keep the software in your smartphone that allows you to delete all the data while sitting away from the phone while the phone is stolen.
Hide CVV: When you enter your CVV on the site, see if it’s hidden from asterisks. CVV is the only way of authentication on a fast website, so keep a special note of it. Use a virtual keyboard for your keystroke not to be logged.
Avoid public Wi-Fi: Avoid using unsecured or public Wi-Fi because it is an easy target of online theft.
Keep Alert Registered: Even if you are worried about frequent messages but always keep your alerts on. This will give you immediate information when you withdraw money from an online transaction or ATM. Do not forget to update your mobile number with the bank as well.
Always log out: Always log out from the social media site and other online accounts so that your data remains secure. Do not store Confidential Passwords on your phone.
Keep changing password: Keep changing your password periodically to reduce the possibility of identity theft.
Virtual Card: If you do shopping often, you can use a prepaid virtual card. It is a type of debit card that does not give primary card information to the merchant and expires in one or the other day.
How to Protect your Credit Card Online when offline:
In some other ways, you can avoid credit card fraud, like-
Do not share your information with anyone: Do not tell anyone your PIN, CVV or password. Do not reply to any e-mail or message that is related to your personal or card, asking for information. No bank or credit card firm asks for information from the customer on the phone or mail.
Keep checking the statement: Always checking your bank or credit card statement so that you can tell the bank immediately after detecting fake transactions through identity theft.
Keep Merchant and POS Special Note: While playing with a card at a shop or petrol pump, keep in mind that the salesperson card should not be too far away. You can be copied by stealing card information by stalking your eyes. If the card is used in the chip-enabled card reader then it will be better because it reduces the risk of fraud.
Do not Receive Blank Sign: Never sign Blanc Receipt. While signing, drag the lines in an empty space so that there is no need to enter anything else.
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